Howard Hayes has been a Licensed Insolvency Trustee at Hoyes, Michalos & Associates Inc. in Cambridge since 2007. With an extensive track record spanning over 15 years, Howard has been dedicated to assisting individuals in surmounting their debt challenges, allowing them to embark on a renewed financial journey. He eagerly looks forward to engaging with new clients on a daily basis, devising tailored solutions to address their unique debt-related issues. Howard derives satisfaction from the complexity of comprehending his clients' financial difficulties and underlying causes, subsequently guiding them toward a triumphant financial future. Hoyes, Michalos & Associates Inc. is a duly licensed Debt Relief firm with two decades of proficiency in liberating individuals from debt burdens. Endorsed by the Canadian government to provide a range of services, including Consumer Proposal, Bankruptcy, and Credit Counselling, the firm is committed to facilitating your fresh financial beginning and aiding in the reconstruction of your financial stability. Their professional and accredited debt experts offer compassionate, confidential, and personable guidance custom-tailored to your unique circumstances.
UNIQUE FACTS:
• Experienced Trustees
• They Have Helped More Than 60,000 Residents of Ontario Get Out of Debt
• Zero Upfront Fees
•Book a Free Confidential Debt Assessment.
3 Best Licensed Insolvency Trustees in Cambridge, ON
Expert recommended Top 3 Licensed Insolvency Trustees in Cambridge, Ontario. All of our bankruptcy trustees actually face a rigorous 50-Point Inspection, which includes everything from checking reviews, ratings, reputation, history, complaints, satisfaction, trust and cost to the general excellence.
HOWARD HAYES - HOYES, MICHALOS & ASSOCIATES INC. CAMBRIDGE REVIEWS
I was completely overwhelmed with small loan depts. I had researched and found Hoyes, Michalos and Associates. I reached out online and was immediately connected with Howard, who is by far the most kind, sympathetic, and helpful person I've met. Unlike others, he didn't make me feel more hopeless than I did already. He walked me through the entire process, told me all my options, and explained what would be my best options. He was very honest and upfront with my situation and found me a plan where I could pay back my debtors in a timeframe and with a payment plan I could afford AND be able to have money for groceries each month. Getting breathing room in my budget again felt like a miracle. I'm still very early in the process, but am very pleased. I would recommend, Hoyes, Michalos and Associates and Howard to anyone who is literally suffering with debt and feeling like there's no light at the end of the tunnel.
Absolutely fantastic professional service. I was obviously very hesitant about the process but Kristen was beyond easy to deal with and extremely knowledgeable. 100% recommend dealing with HM&A.
Our experience was awesome Howard was excellent took off so much stress for us thankyou from bottom of our heart.
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Wesley Cowan is a Senior Vice-President and Licensed Insolvency Trustee at MNP Ltd. in Cambridge. With an impressive tenure of nearly two decades, he brings a wealth of experience in insolvency. For 17 years, he has been duly licensed as an Insolvency Trustee at the federal level. Wesley's expertise encompasses both personal and corporate contexts, spanning creditor and debtor-driven bankruptcies, proposals, and receiverships. His diverse experience extends across various sectors, including retail, construction, manufacturing, and services. Wesley has consistently demonstrated his knack for identifying bankruptcy alternatives that benefit both debtors and creditors. His approach strongly emphasizes initiating restructuring efforts as the primary course of action. MNP Ltd. is steadfast in its mission to empower Canadians to break free from the cycle of debt. Wesley and his team serve clients from the Kitchener office, the Waterloo, Cambridge and Stratford MNP offices, and a range of satellite offices in Woodstock, Tillsonburg, Guelph, Mount Forest, Listowel and Owen Sound.
UNIQUE FACTS:
• More than 60 years of experience
• 65+ Licensed Insolvency Trustees
• Multiple Locations
• Free Consultation.
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Sat & Sun: Closed
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WESLEY COWAN - MNP LTD. CAMBRIDGE REVIEWS
My decision to work with MNP Ltd. was made from the first contact with one of their trustees. I was nervous and received assurance from the information provided that I was making the right choices. I continue to work with MNP Ltd. , with confidence, learning the right tools to properly manage my personal affairs in future.
When I first contacted MNP I was scared and unsure of what to do with my finance as my life had change quite a lot. When I met with Dawn in Cambridge office that day she explained to me what my opinions where.It was my decision and she fully supported my direction I chose to go The relief I felt at the end of our appointment was amazing. Everything fell into place and im in a much better place financial.
They helped me when I was down at my most stressed with bills. They helped take care of the debt while I make a reasonable bi weekly payment.
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Dana MacRae has been providing in-person credit counselling services in Cambridge, Ontario, since 2000. The firm's extensive array of services encompasses the management of bankruptcy, debt consolidation, garnishments, and a multitude of related matters. Their commitment to excellence is evident in their diligent work ethic, while their dedication to affordability underscores their ethos. Dana MacRae personally delves into an exploration of your complete financial landscape, methodically analyzing options like debt settlement and consolidation through a consumer proposal, as well as credit counselling and other avenues of debt relief. The team of trustees takes pride in their role as facilitators of change, guiding both individuals and businesses to regain command over their financial obligations and return to a path of stability. Their expertise extends to a broad spectrum of debt relief scenarios, ranging from credit card debt to tax-related liabilities, with specialized proficiency in diverse debt relief programs.
UNIQUE FACTS:
• Their financial experts can help you organize your post-bankruptcy budget into fixed, variable, and irregular expenses
• Multiple Locations
• Schedule a Consultation.
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Working Hours:
Sat & Sun: 10am - 5pm
TBR® Inspection Report:
DANA MACRAE CAMBRIDGE REVIEWS
They have specialized in debt relief programs. In a simple manner, they can explain to you the differences between Consumer Proposals, Bankruptcy and Debt Consolidation loans. These are some of the options available to you for debt management.!
Very professional and always answered my call when I ran into a problem.
Dana was most helpful afterwords in helping me with a couple of incidents which arose. Highly recommend.
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