“Howard Hayes is a Licensed Insolvency Trustee at Hoyes, Michalos & Associates Inc. Cambridge. He has been helping individuals overcome their debt problems and gain a fresh financial start for over 15 years. He is excited to meet with new clients daily and help them overcome their debt problems with tailored solutions. Howard enjoys the challenge of understanding his clients' financial troubles and causes and helping them achieve economic victory. Hoyes Michalos is a licensed Debt Relief firm with 20 years of experience assisting people to get out of debt. The Canadian government accredits them for providing Consumer Proposal, Bankruptcy and Credit Counselling services. The firm's mission is to give you a fresh financial start and help you rebuild your finances. The team of professional, accredited debt experts provides caring, confidential, friendly advice custom-tailored to your situation.”
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