3 Best Licensed Insolvency Trustees in London, ON

Expert-recommended Top 3 Licensed Insolvency Trustees in London, ON. All of our bankruptcy trustees actually undergo a rigorous 50-Point Inspection, which includes everything from checking reviews, ratings, reputation, history, complaints, satisfaction, trust and price - all to ensure overall excellence. You deserve only the best!

8+ YEARS ON TBR
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JOEL SANDWITH

HOYES, MICHALOS & ASSOCIATES INC. LONDON
339 Wellington Road South, Unit 110,
London, ON N6C 5Z9 Directions

Since 2009

Specialty:

✓Consumer Proposal ✓Bankruptcy ✓Credit Counselling ✓Debt Consolidation ✓Debt Settlement ✓Credit Card Debt ✓Bank Loans ✓High Interest Personal Loans ✓Unsecured Lines of Credit ✓Payday Loans ✓Overdrafts ✓Income Tax Debt ✓HST ✓GST and Other Tax Debts ✓Student Loans ✓Outstanding Bill Payments ✓Accounts in Collection ✓Personal Loans ✓Lines of Credit ✓Installment Loans

"Joel Sandwith is an experienced Insolvency Trustee at Hoyes, Michalos & Associates Inc. He understands the stress of dealing with debt and knows that developing a plan is the best way to find relief. His favourite part about being a LIT is seeing his clients’ financial journeys and helping them achieve a better life. Joel can help you eliminate credit card debt, payday loans, income tax debt, and other unsecured debt obligations. He meets with individuals in London and the surrounding communities of Byron, Oakridge, River Bend, Lambeth, and Stoneybrook. Joel offers a free consultation and can guide you to a custom-tailored solution to your debt. Hoyes, Michalos & Associates Inc. has helped more than 200,000 residents of Ontario get out of debt since 1999. Their team provides a personalized debt-free plan. The firm provides debt solutions in 24 locations and offers the convenience of phone and video-conferencing services in 19 locations.

2026 Highlights: Hoyes, Michalos & Associates Inc. also offers free parking."

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License #1325539

Contact:

(866) 747-0660 (519) 435-1500

Mon-Thu: 8am - 6pm
Fri: 8am - 5pm
Sat & Sun: Closed

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3+ YEARS ON TBR
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SUE JUNG

WELKER & ASSOCIATES INC. LONDON
100 Wellington Street, Unit 101,
London, ON N6B 2K6 Directions

Since 2012

Specialty:

✓Consumer Proposal ✓Personal Bankruptcy ✓Debt Consolidation ✓Credit Counselling ✓Stop Interest Charges ✓Protect Your Assets ✓Prevent Collection Activity ✓Stop Wage Garnishment ✓Student Loan ✓Payday Loans

"Sue Jung is a Licensed Insolvency Trustee at Welker & Associates Inc. London. She graduated from the University of Western Ontario and worked in the Ophthalmology Department at the London Health Sciences Center before returning to the University to attain her MBA from the Ivey School of Business. Sue meets with London, Stratford, Chatham, Clinton, and Goderich clients. Welker & Associates Inc. in London is a well-known insolvency firm. The firm offers the same high-quality service focused on assisting individuals and families overwhelmed by personal debt problems through affordable fee arrangements, flexible appointments, and free initial consultations. Peter Welker began his own personal insolvency and debt management business in 1998, and Chris Welker founded Welker & Associates Inc. in 2006. The firm has LITs with more than 30 years of combined experience.

2026 Highlights: Welker & Associates Inc. also has offices in Barrie, Brantford, Burlington, Cambridge, Chatham, Clinton, Guelph, and more."

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9+ YEARS ON TBR
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TOM LOCKE

LOCKE CONSULTING INC.
111 Waterloo Street, Suite 310,
London, ON N6B 2M4 Directions

Since 1995

Specialty:

✓ Debt Counselling ✓Debt Settlements ✓Consumer Proposals ✓Personal Bankruptcies ✓Division One Proposals ✓Corporate Bankruptcies ✓Receiverships ✓Credit Counselling ✓Ordinary Bankruptcies

"Tom Locke is a Licensed Insolvency Trustee (“LIT”) at Locke Consulting Inc. Tom’s Insolvency career started in 1995 as a not-for-profit Credit Counsellor. Tom is a BIA Certified Credit Counsellor, a Certified Estate Administrator, and a Licensed Insolvency Trustee. During his academic career, Tom obtained a bachelor’s degree in psychology and a Certificate in Human Resource Management. Tom started Locke Consulting Inc. in 2012 to provide a more personal approach to resolving debt problems. Throughout his insolvency career, Tom has helped thousands of people to solve stressful debt situations. Locke Consulting Inc. prides itself on being accessible and local, servicing mostly London and Southwestern Ontario. The firm is licensed to provide services across the entire province. Individuals and small business owners are the target market for the firm. The firm takes great pride in helping ordinary people get back on their feet with positive debt solutions. Locke Consulting Inc. is licensed by the Federal Government to help you solve challenging debt problems all across Ontario. They offer free initial consultations and provide in-person, telephone, and Zoom meeting options. You can set up your own appointment on the website.

2026 Highlights: Locke Consulting Inc. has expert insolvency trustees who transform financial turmoil into stability with personalized, innovative debt solutions."

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License #1873752

Contact:

(519) 646-2222 (855) 771-7222

Mon-Fri: 7am - 7pm
Sat & Sun: 7am - 11am

TBR® Inspection Report:

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