Richard Killen & Associates Ltd.

Dear Richard & Associates. Just a quick note to thank you for helping me through a difficult time. You allowed me to feel like a contributing member of society even though I was bankrupt, thank you. And because of that I have a new car and a loan, more importantly one that I have the financial means and know how to pay off. This too is thank to you and your staff. I now know how to better manage my money to do and afford the things that I want. Thank you

Dealing with you was a great pleasure. It was a very informative and constructive conversation. Your input was appreciated and gave me a lot to think about. Thank you again for your consideration.

I wish to acknowledge your personal help to me during the traumatic experience I found myself going through. Certainly your professionalism and that of your staff will remain with me. Thank you for your encouragement to me, that I may remain positive.