Specialty:
“Howard Hayes is a licensed insolvency trustee at Hoyes, Michalos & Associates Inc. He has been helping individuals overcome their debt problems and gain a fresh financial start for over 15 years. Howard meets with new clients daily and helps them overcome debt problems with tailored solutions. Hoyes Michalos is a licensed Debt Relief firm with 20 years of experience helping people get out of debt. They have helped more than 200,000 residents of Ontario get out of debt. The Canadian government accredits them for providing Consumer Proposal, Bankruptcy and Credit Counselling services. They have focused solely on assisting individuals in finding debt relief. Hoyes's mission is to give you a fresh financial start and help you rebuild your finances. In addition, the firm offers free 30-minute consultations and a no-obligation debt assessment.
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2025 Update: Howard Hayes assists clients in Brantford, Tutela Heights, Brant, Busford, and Ohsweken offices as the Licensed Insolvency Trustee and Consumer Proposal Administrator. Hoyes Michalos & Associates provides debt solution services in 24 locations, and offers the convenience of phone and video-conferencing services in 19 locations.”