ThreeBestRated.ca
BEST RATED BRANTFORD, ON LICENSED INSOLVENCY TRUSTEES FR

3 Best Licensed Insolvency Trustees in Brantford, ON

Expert-recommended Top 3 Licensed Insolvency Trustees in Brantford, ON. All of our bankruptcy trustees actually undergo a rigorous 50-Point Inspection, which includes everything from checking reviews, ratings, reputation, history, complaints, satisfaction, trust and price - all to ensure overall excellence. You deserve only the best!

Brantford licensed insolvency trustee Howard Hayes - HOYES, MICHALOS & ASSOCIATES INC. BRANTFORD
Brantford licensed insolvency trustee Howard Hayes - HOYES, MICHALOS & ASSOCIATES INC. BRANTFORD
Brantford licensed insolvency trustee Howard Hayes - HOYES, MICHALOS & ASSOCIATES INC. BRANTFORD video
9+ YEARS IN TBR
CALL EMAIL

HOWARD HAYES

(4.8 Score)
HOYES, MICHALOS & ASSOCIATES INC. BRANTFORD
218 Brant Avenue,
Brantford, ON N3T 3J3 Directions

Since 2013

Specialty:

✓ Personal Bankruptcy ✓ Consumer Proposals ✓ Collection Calls ✓ Debt Consolidations and Management Plan ✓ Unsecured Lines of Credit ✓ Payday Loans ✓ Overdrafts ✓ Outstanding Bills ✓ Accounts in Collection ✓ Wage Garnishments ✓ Tax Debt ✓ Student Loans ✓ Credit Card Debt ✓ Debt Payment Strategies and Settlement ✓ Federally Licensed ✓ Income Tax Debt Resolution ✓ Debt Recovery ✓ Asset ✓ Wage Protection

“Howard Hayes is a licensed insolvency trustee at Hoyes, Michalos & Associates Inc. He has been helping individuals overcome their debt problems and gain a fresh financial start for over 15 years. Howard meets with new clients daily and helps them overcome debt problems with tailored solutions. Hoyes Michalos is a licensed Debt Relief firm with 20 years of experience helping people get out of debt. They have helped more than 200,000 residents of Ontario get out of debt. The Canadian government accredits them for providing Consumer Proposal, Bankruptcy and Credit Counselling services. They have focused solely on assisting individuals in finding debt relief. Hoyes's mission is to give you a fresh financial start and help you rebuild your finances. In addition, the firm offers free 30-minute consultations and a no-obligation debt assessment.

2025 Update: Howard Hayes assists clients in Brantford, Tutela Heights, Brant, Busford, and Ohsweken offices as the Licensed Insolvency Trustee and Consumer Proposal Administrator. Hoyes Michalos & Associates provides debt solution services in 24 locations, and offers the convenience of phone and video-conferencing services in 19 locations.”

Reviews | Play Video | Write a Review

Contact:

(519) 770-4440 (866) 747-0660

Mon-Thu: 8am - 6pm
Fri: 8am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Brantford licensed insolvency trustee MNP LTD. BRANTFORD
Brantford licensed insolvency trustee MNP LTD. BRANTFORD
Brantford licensed insolvency trustee MNP LTD. BRANTFORD video
4+ YEARS IN TBR
CALL EMAIL

MNP LTD. BRANTFORD

(4.8 Score)
217 Terrace Hill street, Suite 102,
Brantford, ON N3R 1G8 Directions

Since 2002

Specialty:

✓ Personal Bankruptcy ✓ Insolvency Counselling ✓ Credit Counselling ✓ Life After Debt ✓ Informal Debts Settlement ✓ Consumer Proposal ✓ Orderly Payment of Debts ✓ Student Loans ✓ Credit Liens ✓ Informal Debt Settlement ✓ Credit Extensions ✓ Payday Loans ✓ Debt Consolidation

“MNP Ltd. Brantford provides recovery and insolvency services to owner-managers of small businesses and professionals in financial distress. The team is skilled as moderators throughout challenging planning sessions and supports clients. Their trustee treats their clients respectfully and non-judgmentally to help them gain confidence and take on severe financial difficulties. MNP is Canada’s largest consumer insolvency firm with over 60 years of experience. MNP is assisting Canadians in breaking the cycle of debt. MNP LTD has over 200 offices and 65 Licensed Insolvency Trustees across Canada. Their accredited insolvency counsellors can discuss your options in a confidential consultation.

2025 Update: MNP Ltd. Brantford's trustee is licensed by the federal Office of the Superintendent of Bankruptcy, has completed the Chartered Insolvency and Restructuring Professional Qualification Program (CIRP), and provides free consultation.”

Reviews | Play Video | Write a Review

Price:

Consumer Proposal Counselling Fee(2 sessions x $85) plus applicable taxes $170

Contact:

(905) 639-3328 (519) 900-4090

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Brantford licensed insolvency trustee Spergel Brantford
Brantford licensed insolvency trustee Spergel Brantford
Brantford licensed insolvency trustee Spergel Brantford
Brantford licensed insolvency trustee Spergel Brantford video
9+ YEARS IN TBR
CALL EMAIL

SPERGEL BRANTFORD

(4.8 Score)
174 Stanley Street, Suite 201,
Brantford, ON N3S 7S3 Directions

Since 1989

Specialty:

✓ Debt Consolidation ✓ Filing for Bankruptcy ✓ Collection Agencies ✓ CRA and Tax Debt ✓ Mortgage Debt Relief ✓ Monthly Budgeting ✓ Insolvency ✓ Consumer Proposals ✓ Personal Bankruptcy ✓ Debt Solutions ✓ Credit Counselling ✓ Restructuring of Businesses ✓ Wage Garnishment ✓ Managing Rising Interest Rates ✓ Debt Management ✓ Recovery ✓ Overwhelming Debt

“Spergel has been a Licensed Insolvency Trustee for over 30 years. The dedicated professionals at Spergel have helped thousands of individuals and corporations gain financial freedom from their debts and get a fresh start. They can permanently stop the interest and penalties and reduce the total amount owing. Their 40 locations are open evenings and weekends to accommodate your schedule. Book a free consultation at any of their locations, or call them anytime to discuss your options.

2025 Update: Spergel Brantford helped over 100,000 Canadians become debt-free through consumer proposals, bankruptcy filings, and other financial restructuring services.”

Reviews | Play Video | Write a Review

Price:

Bankruptcy:
Minimum Base Contribution Cost, Plus Surplus Income Costs $1800
Consumer Proposal Filing Fee $1500

Contact:

(519) 720-9788 (877) 557-7367

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Video

Write a Review

Our Review Process:

  • All reviews matter:We publish both positive and negative reviews to provide a balanced perspective.
  • No censorship:Businesses cannot pay to remove or modify negative reviews.
  • Verification process: All reviews are checked for authenticity and compliance with our community guidelines before publication.
  • Fair representation: We display reviews of all ratings (1–5 stars) to help users make informed decisions.
  • Independence: We are not affiliated with the businesses we review and receive no compensation for favorable ratings.

Your honest opinion helps others make better choices. Whether your experience was excellent, average, or disappointing, we want to hear from you. For more details, check Community Review Guidelines

Contact Business

HOWARD HAYES - HOYES, MICHALOS & ASSOCIATES INC. BRANTFORD REVIEWS

The entire team at Hoyes and Michalos that I dealt with were extremely helpful in every step of the process with their group. They took the time to answer any questions I had and to educate me in every aspect of the process to ensure that I understood the steps and process to take place moving forward. They were very understanding of the vulnerability that is felt through the entire process and assisted in making sure that the entire process was comfortable and headache free. Very knowledgeable, friendly and kind group of people who take the time to get to know who they are working with!! Thank you! Very knowledgeable, friendly and kind group of people who take the time to get to know who they are working with!! Thank you!

They are awesome! Everyone was kind, helpful, and informative! Felt through out the entire process that they just wanted to help. Filed a Consumer Proposal through them, which drastically helped reduce my monthly credit payments! Recommended!

Exceptional service, very friendly and knowledgeable at what they do. If you're seeking advice and want a better future, this is the place to go!

These reviews are provided for information purposes and to help you make informed decisions.

To share your experience, click here or send it to reviews@threebestrated.ca.

We will display both positive and negative reviews. All submitted reviews are published after verification for authenticity and compliance with our Terms and Conditions, Privacy Policy, and Community Review Guidelines.

MNP LTD. BRANTFORD REVIEWS

We were drowning and didn't know what to do. When my husband and I called we were given help that made our lives so much easier. The tools we learned to use helped almost immediately. I would and did recommend MNP to friends and family for help. Thank you so much!

MNP was really great at assuring me that I wasn’t the only one to go through this process, they were very helpful and informative, best decision I made in a long time.

They were so kind and helpful during the process, made a stressful situation a lot easier, I felt a weight lifted off my shoulders.

SPERGEL BRANTFORD REVIEWS

Friendly and professional. Inviting atmosphere, free of intimidation. The trustee takes the time to overview and explain the process. I would recommend Spergel to anyone looking to explore their financial options and gain non-judgmental and comprehensive advice from a well-versed and welcoming staff team.

Trevor was excellent. I was anxious and had a lot of questions regarding the whole process. Questions were answered in a way that I could understand. I felt more comfortable and reassured that I can take control of my finances and have a fresh start. I would definitely recommend Spergel to anyone!

Evan and Trevor are awesome!!!! I was worried about doing a consumers proposal but they explained everything very well and made sure I was well informed about what I wS filing for!!!

TBR® Inspection Score Report

HOWARD HAYES - HOYES, MICHALOS & ASSOCIATES INC. BRANTFORD Total Inspection Points: 116/120
Business Images: 8
Complete Info: 9
Experience: 9
Acknowledgments: 10
Business Hours: 10
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy: 10
Reviews Study: 10
Website Standard: 10

TBR® Inspection Score Report

MNP LTD. BRANTFORD Total Inspection Points: 115/120
Business Images: 8
Acknowledgments: 9
Complete Info: 9
Reviews Accuracy: 9
Business Hours: 10
Contact Info: 10
Exact Services: 10
Experience: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Study: 10
Website Standard: 10

TBR® Inspection Score Report

SPERGEL BRANTFORD Total Inspection Points: 114/120
Acknowledgments: 9
Business Images: 9
Complete Info: 9
Reviews Accuracy: 9
Reviews Study: 9
Social Media: 9
Business Hours: 10
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Website Standard: 10

We use cookies to improve your experience. By continuing, you agree to our Privacy Policy.