Ted Michalos - Hoyes, Michalos & Associates Guelph

When I first found out about Hoyes, Michalos &associates , through my roommate, that went through a similar situation she recommended that I come here . At first I was a little hesitant and ashamed of the debt that I have accumulated over the years , but they truly without any judgment helped me out tremendously. They were very clean about both options.( consumer proposal, or bankruptcy ) if not for them o would not be where I am today . Thank you so much for the time for helping not only me but many other clients. Hands down the best place I have ever been too about all your financial health.

I was so nervous and uneducated when it came to finances. They have made this scary process fast and extremely easy for me. During my counselling appointments I was given great information to help guide me. I would highly recommend talking with them and seeing how simple and stress free it is to have them on your side.

This company and certain individuals have done wonders for fighting for me to help me manage my debt. They have given me tons of information so I don't wind up in this spot again. Truly, a wonderful group of people, who hold your best interest as if it's their own. 100% recommend.