3 Best Mortgage Brokers in St. Catharines, ON

Expert-recommended Top 3 Mortgage Brokers in St. Catharines, ON. All of our mortgage brokers actually undergo a rigorous 50-Point Inspection, which includes everything from checking reviews, ratings, reputation, history, complaints, satisfaction, trust and price - all to ensure overall excellence. You deserve only the best!

Tyler Hibbs - St Catharines, ON Mortgage Brokers - Mortgage Broker Image
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TYLER HIBBS

MORTGAGE ARCHITECTS
125a Russell Avenue,
St. Catharines, ON L2R 1W1 Directions

Since 2020

Specialty:

✓Mortgage Advice ✓Purchases ✓Refinancing ✓First-Time Home Buyers ✓Debt Consolidation ✓Investment Properties ✓Mortgage Renewals ✓Reverse Mortgages ✓Business-For-Self

“2026 Highlights: Tyler Hibbs is a Mortgage Agent Level 2 with over 11 years of experience in financial services. He provides mortgage advice and financing support for home purchases, refinancing, renewals, debt consolidation and investment properties. Tyler Hibbs brings both experience and perspective to every client he serves. Tyler Hibbs is a licensed Mortgage Agent serving the Niagara Region. Tyler works with his clients on new purchases, refinances, vacation homes, rental properties and investment opportunities. Tyler's business model is simple: educating his clients and building long-lasting, trustworthy relationships. From start to finish, you’ll feel supported by people who value clarity, communication, and follow-through. You can contact them to make an appointment.”

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New Broker of the Year in 2023
Presidents Platinum Award in 2024
The Centum Financial Award for Young Achiever of the Year in 2025
License #M19000340

Contact:

289-216-8260

Mon-Sun: Open 24 Hours

TBR® Inspection Report:

9+ YEARS ON TBR
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CAM WILSON

WILSON MORTGAGE TEAM | DLC FC FUNDING
87 Ontario Street,
St. Catharines, ON L2R 5J5

Since 2015

Specialty:

✓Residential Mortgages ✓First-Time Home Buyer Financing ✓Mortgage Renewals ✓Mortgage Refinancing ✓Debt Consolidation Mortgages ✓Home Equity Financing ✓Reverse Mortgages ✓Investment Property Financing ✓Commercial Mortgages ✓Construction Financing ✓Self-Employed Mortgages ✓Alternative Lending ✓B Lending ✓Private Mortgages ✓Credit Repair Strategies ✓Mortgage Reviews ✓Pre-Approvals ✓Rate Comparisons ✓Mortgage Penalty Analysis ✓Purchase Financing ✓Equity Take-Out Financing

"Cam Wilson leads the Wilson Mortgage Team, a Niagara-based mortgage group providing personalized financing solutions for home buyers, homeowners, investors, and business owners across Ontario. He consistently delivers personalized, transparent mortgage advice. His deep knowledge of banking policies and financial strategy has made him a go-to expert for those seeking more than just mortgage solutions. Cam’s impact goes beyond personal finance. His insights into lesser-known banking practices played a key role in helping the City of St. Catharines restructure its investment portfolio. Cam’s commitment to empowering clients, individuals, and municipalities continues to set him apart in the mortgage industry. Award-winning Mortgage Solutions in the Niagara Region. Cam provides expert mortgage solutions with a focus on a hassle-free process. He provides a 100% satisfaction guarantee and free consultations.

2026 Highlights: Cam emphasizes long-term mortgage strategy, helping clients understand lender policies, penalties, prepayment options, and overall borrowing costs. Wilson Mortgage Team combines more than 65 years of mortgage and financial services experience and works with a wide network of banks, credit unions, monoline lenders, alternative lenders, private lenders, commercial lenders, and reverse mortgage providers. Cam has become known throughout Niagara not only for mortgage expertise, but also for consumer advocacy, financial literacy initiatives, and community involvement. He is the founder of the Niagara Regional Community Mortgage Plan, which raised more than $40,000 for Niagara Health initiatives, and has been featured in local media discussing mortgage education, housing affordability, and consumer protection. Clients work directly with Cam on mortgage strategy and lender selection while benefiting from the support of an experienced team dedicated to providing responsive service and clear communication from application to closing."

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License #10671

Discount:

Receive a Free Mortgage Review to Compare Your Current Mortgage Against Available Options, Renewal Opportunities, Refinance Strategies, and Debt Consolidation Solution



[USE CODE: THREEBESTRATED]

Contact:

(800) 969-0014

Mon-Sun: 8am- 10pm

TBR® Inspection Report:

Tammy Conlon Carlomusto - St Catharines, ON Mortgage Brokers - Mortgage Broker Image
7+ YEARS ON TBR
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TAMMY CONLON CARLOMUSTO

PREMIERE MORTGAGE AGENT
113-17 Lock Street,
St. Catharines, ON L2N 5B6 Directions

Since 1991

Specialty:

✓Purchases ✓Refinance ✓New to Canada ✓Renewal ✓Cash Out ✓Home Improvement ✓Renovation ✓Debt Consolidation ✓Self-Employed ✓First Time Buyer Loans ✓Vacation and 2nd Homes ✓New Construction ✓Transfer and Switch ✓Bruised Credit ✓Pre-Approval

"Tammy Conlon Carlomusto is an experienced mortgage agent who brings her wealth of experience and continuously updated knowledge to the forefront. She is dedicated to sourcing the ideal solutions for her valued clientele. Tammy's commitment extends to delivering unparalleled mortgage services, offering access to the industry's most competitive interest rates and a diverse range of mortgage products. She helps you navigate all your options while providing you peace of mind through unbiased advice. She has access to a wider range of lenders and options than a typical bank. Premiere Mortgage Agent offers expert advice, customized solutions, competitive rates, flexible options, and excellent customer service. Their team is made up of licensed and industry-leading brokers who have extensive experience in the mortgage industry.

2026 Highlights: From pre-approval to refinancing and everything in between, she can help you."

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License #10317|#M14001222

Contact:

(289) 668-1042

Mon, Tue & Fri: 9am - 5pm
Wed & Thu: 10am -7pm
Sat & Sun: Closed

TBR® Inspection Report:

Frequently Asked Questions About Mortgage Brokers in St. Catharines, Canada

Carefully selected questions to evaluate important aspects. Comparing the answers helps you choose the service provider that best suits your needs.

1. How do you help clients secure competitive mortgage rates?
Tyler Hibbs - MORTGAGE ARCHITECTS
Answer from TYLER HIBBS - MORTGAGE ARCHITECTS
As an independent mortgage agent, I have access to a wide network of lenders, including major banks, credit unions, and alternative lenders. This allows me to compare mortgage products and negotiate competitive rates tailored to each client's unique financial situation. However, securing the best mortgage isn't just about finding the lowest rate. I take the time to evaluate mortgage terms, flexibility, penalties, and long-term costs to ensure my clients receive a mortgage solution that truly works for them. My goal is to help clients make informed decisions while saving money over the life of their mortgage.
Cam Wilson - Wilson Mortgage Team | DLC FC Funding
Cam Wilson - Wilson Mortgage Team | DLC FC Funding - Submit now
Tammy Conlon Carlomusto - Premiere Mortgage Agent
Tammy Conlon Carlomusto - Premiere Mortgage Agent - Submit now
2. How do you protect client information and financial details? 3. How quickly do you respond to client questions and updates? 4. What qualifications and licenses do you hold in St. Catharines? 5. Do you offer mortgage pre-approval services? 6. How do you provide updates during the mortgage process? 7. What is your fee range for your mortgage broker services in St. Catharines? 8. How do you help clients overcome financial challenges? 9. How do you maintain relationships with lenders and partners? 10. How many mortgage approvals do you complete each month?
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