“Scott Schaefer is a Licensed Insolvency Trustee at Hoyes, Michalos & Associates. He graduated with his BA Honours in Economics and Accounting from Wilfrid Laurier University. He has over 15 years of experience in personal insolvency. Scott helps his clients create customized solutions to eliminate their debt problems. He finds joy in his clients' success in managing their finances. Scott works closely with his clients to ensure they can create a plan for a solid financial future. He takes his time to understand his client's needs and then explains their options to become debt-free. Scott has extensive knowledge of business, tax, and personal finance. Hoyes, Michalos & Associates Inc. was founded in 1999 by Douglas Hoyes and Ted Michalos. The firm helps individuals escape debt and gain a fresh financial start. Their trustees provide debt advice, consumer proposals, and bankruptcy services. Hoyes, Michalos & Associates Inc. offers free consultations and confidential debt assessments.”
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