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BEST RATED KITCHENER, ON LICENSED INSOLVENCY TRUSTEES FR

3 Best Licensed Insolvency Trustees in Kitchener, ON

Expert-recommended Top 3 Licensed Insolvency Trustees in Kitchener, ON. All of our bankruptcy trustees actually undergo a rigorous 50-Point Inspection, which includes everything from checking reviews, ratings, reputation, history, complaints, satisfaction, trust and price - all to ensure overall excellence. You deserve only the best!

Hoyes, Michalos & Associates Inc. Kitchener - Kitchener, ON Licensed Insolvency Trustees - Office Exterior Image
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Kitchener licensed insolvency trustee Hoyes, Michalos & Associates Inc. Kitchener video
10+ YEARS ON TBR
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HOYES, MICHALOS & ASSOCIATES INC. KITCHENER

(4.9 Score)
800 King Street West, Suite 2A,
Kitchener, ON N2G 1E8
Directions

Since 1999

Specialty:

✓Consumer Proposals ✓Personal Bankruptcy ✓Debt Consolidation ✓Credit Counselling ✓Debt Settlement ✓Wage Garnishment Assistance ✓Tax Debt Relief ✓Student Loan Debt Relief ✓Credit Card Debt Relief ✓Collection Call Assistance

"Hoyes, Michalos & Associates Inc. Kitchener helps individuals escape debt and gain a fresh financial start. Their trustees provide debt advice, consumer proposals, and bankruptcy services. Hoyes, Michalos & Associates Inc. offers free consultations and confidential debt assessments. Hoyes, Michalos & Associates Inc. has helped more than 200,000 residents of Ontario get out of debt. The firm provides debt solution services in 24 locations, and offers the convenience of phone and video-conferencing services in 19 locations.

2026 Highlights: Hoyes, Michalos & Associates Inc. Kitchener is a licensed debt relief firm in Kitchener with 25 years' experience helping people get out of debt."

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Contact:

(866) 747-0660 (519) 747-0660

Mon-Thu: 8am - 6pm
Fri: 8am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Chris Welker - Kitchener, ON Licensed Insolvency Trustees - Trustee Image
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Kitchener licensed insolvency trustee Chris Welker - WELKER & ASSOCIATES INC. KITCHENER video
9+ YEARS ON TBR
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CHRIS WELKER

(4.8 Score)
WELKER & ASSOCIATES INC. KITCHENER
1334 King Street East,
Kitchener, ON N2G 2N8
Directions

Since 2006

Specialty:

✓Consumer Proposals ✓Bankruptcy ✓Debt Consolidation ✓Credit Counselling ✓Debt Counselling ✓Debt Settlement ✓Credit Report Review ✓Budgeting ✓Financial Recovery Planning ✓Crisis Financial Planning ✓Bankruptcy Services ✓Trustee Services

"Chris Welker is the President and licensed insolvency trustee at Welker & Associates Inc. He graduated from Wilfred Laurier University. He helps clients solve their debt problems and create opportunities to make a fresh financial start. Chris provides a high-quality legal service that allows individuals and families to overcome debt problems through affordable fee arrangements. Welker & Associates Inc. offers many financial support services to help its clients achieve their goals. Their Licensed Insolvency Trustees have over thirty years of experience dealing with various debt situations. The firm aims to assist people in finding solutions to their money problems and achieve freedom from the stress and worry of debt. Welker & Associates Inc. has offices across Southwestern Ontario and flexible hours to meet your needs. They provide affordable fee arrangements, flexible appointments and free initial consultations. Chris Welker founded his own firm, Welker & Associates, in 2006. He met his clients in the Kitchener, Cambridge, Stratford, and Guelph offices. They have helped thousands of people solve their money problems over the years.

2026 Highlights: Welker & Associates Inc. focuses on helping individuals and small businesses deal with their debt issues with legislated debt settlement solutions."

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Price:

Consumer Proposal: $500 - $1500
Debt Counseling: $50 - $200
Bankruptcy Filing: $1000 - $2000
Budgeting Tools: $0 - $50
Financial Literacy Workshops: $20 - $100
Credit Report Review: $30 - $100
One-On-One Consultations: $100 - $300
Financial Recovery Planning: $200 - $500
Crisis Financial Planning: $150 - $400

Contact:

(519) 885-4411 (800) 332-8093

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

MNP Ltd. Kitchener - Kitchener, ON Licensed Insolvency Trustees - Professional Image
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Kitchener licensed insolvency trustee MNP Ltd. Kitchener video
8+ YEARS ON TBR
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MNP LTD. KITCHENER

(4.8 Score)
101 Frederick Street, Suite 1001,
Kitchener, ON N2H 6R2 Directions

Since 2005

Specialty:

✓Bankruptcy ✓Consumer Proposal ✓Debt Consolidation ✓Debt Relief ✓Corporate Engagements ✓Assets for Sale ✓Corporate Insolvency Services ✓Credit Counselling ✓DIY Debt Solutions ✓Orderly Payment of Debts ✓Health and Wellbeing Support ✓Informal Debt Settlement

"MNP Ltd. Kitchener is Canada’s largest consumer insolvency firm, having served for over 60 years. The firm has over 65 Licensed Insolvency Trustees who provide debt and bankruptcy solutions to clients. The team enables you to explore all the options available to solve your debt problems and guides you through bankruptcy. MNP Ltd. also offers a free and no-obligation consultation. MNP Ltd. has more than 240 resident and satellite offices strategically located across the country.

2026 Highlights: MNP Ltd. Kitchener works with individuals and small business owners to find debt solutions best suited for your individual needs."

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Price:

Consumer Proposal
Filing Fee $104.24
Counselling Fees $170
Proposal Administration Fees $1,500

Contact:

(226) 896-0757 (519) 741-1999

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

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HOYES, MICHALOS & ASSOCIATES INC. KITCHENER REVIEWS

Absolutely amazing service! Going through the stressful process of considering a consumer proposal was made much easier with there kind, and thoughtful counselling. Once I came to the decision that it was the right move for me to make, licensed insolvency trustee Ian was there every step to ensure I understood every aspect of the process. Once the proposal was complete, every question I had was promptly answered, and ongoing support was just an email away. Seeing how much time and care was put into my case was heartwarming to see. I could see that my future success was genuinely cared about by Ian throughout the entire process. I encourage anyone facing a tough financial situation to consider using the services at Hoyes, Michalos & Associates.

Hoyes, Michalos & Associates had made it so easy for me to free myself from my debts! They were also the only company who made me feel like they cared about what was best for me and my situation which is why it was easy to make the choice to go with them. Scott is my broker and he is amazing and thorough and does anything he can to make it easier on me. I am very happy and highly recommend.

Scott Schaefer helped me change my life and get it back to amazing ♡ thanks Scott!! My family and I will forever be thankful.

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CHRIS WELKER - WELKER & ASSOCIATES INC. KITCHENER REVIEWS

I am very thankful that I was referred to Patrick, at Welker & Associates, from a good friend. I had spoken to another firm a couple days before and felt worse after the call than before I called. The majority of my situation was caused by someone else who was no longer in the picture. When I spoke to Patrick, he advised there were many options available for me. His calm and professional manner set me at ease right away. I felt I honestly had someone in my corner to help me through the overwhelming task I had in front of me. Patrick walked me through every step of the process. He would answer any question I had and I never felt judged for the question, nor the situation. Once I signed the paperwork, it was wonderful to be able to get a good night's sleep again. I highly recommend Welker & Associates and am forever grateful that I came in contact with Patrick.

I was very satisfied with the guidance/assistance I received from Welker & Associates Inc. I felt comfortable talking with my counsellor in a friendly, non-judgemental manner. This service provided to individuals from our Canadian Government to those who need the guidance/assistance with money management is extremely valuable and necessary for individuals to learn from their mistakes and be given a second chance to turn things around financially.........thank you Patrick C.

Very helpful group. Excellent guidance through the misery of financial ruin. Great information about do's and don't's during bankruptcy but most importantly, prevention assistance of a repeat situation down the road. Very caring staff, polite, considerate, approachable and a "no stupid questions" approach.

MNP LTD. KITCHENER REVIEWS

Finances are a very private thing. The staff at MNP are caring, understanding and dont judge. They helped me through my bankruptcy and went over and above their role for me. I highly recommend them. Highly skilled and highly committed to seeing you succeed.

I have dealt with MNP for years and they have always proven to be reliable, practical and knowledgeable.

Friendly caring staff that help when your not doing so well.

TBR® Inspection Score Report

HOYES, MICHALOS & ASSOCIATES INC. KITCHENER Total Inspection Points: 117/120
Business Images: 8
Complete Info: 9
Acknowledgments: 10
Contact Info: 10
Current Evaluation: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Review Analysis: 10
Reviews Accuracy: 10
Reviews Study: 10
Website Standard: 10

TBR® Inspection Score Report

CHRIS WELKER - WELKER & ASSOCIATES INC. KITCHENER Total Inspection Points: 116/120
Acknowledgments: 9
Business Images: 9
Complete Info: 9
Current Evaluation: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Review Analysis: 10
Reviews Accuracy: 10
Reviews Study: 10
Website Standard: 10

TBR® Inspection Score Report

MNP LTD. KITCHENER Total Inspection Points: 114/120
Acknowledgments: 8
Business Images: 8
Complete Info: 9
Current Evaluation: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Review Analysis: 10
Reviews Accuracy: 10
Reviews Study: 10
Website Standard: 10

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