Howard Hayes - Hoyes, Michalos & Associates Inc. Brantford

The entire team at Hoyes and Michalos that I dealt with were extremely helpful in every step of the process with their group. They took the time to answer any questions I had and to educate me in every aspect of the process to ensure that I understood the steps and process to take place moving forward. They were very understanding of the vulnerability that is felt through the entire process and assisted in making sure that the entire process was comfortable and headache free. Very knowledgeable, friendly and kind group of people who take the time to get to know who they are working with!! Thank you!

I have had nothing but a great experience from the moment I called them for help with my debt. They have walked me through every step of the proposal and have helped me understand the process as a whole. My credit counsellor, Kristen, is amazing, very knowledgeable and super accommodating to my schedule. Looking forward to becoming debt free with the help of Hoyes, Michalos & Associates. I highly recommend to anyone looking for help with their debt!

It has been an absolute pleasure working with Hoyes, Michalos & Associates! Howard was very informative during our meeting and was able to help me 100% with honesty and explained everything so I understood fully before signing anything, and Patty has been amazing at helping with questions that are probably really silly for most people and teaching me all the extra little things that I didn’t have before. Thank you so much for helping me get back on track and work towards goals I didn’t realize where possible!!