3 Best Insurance Brokers in Kingston, ON

Expert-recommended Top 3 Insurance Agency in Kingston, ON. All of our insurance brokers actually undergo a rigorous 50-Point Inspection, which includes everything from checking reviews, ratings, reputation, history, complaints, satisfaction, trust and price - all to ensure overall excellence. You deserve only the best!

McDougall Insurance & Financial Kingston - Kingston, ON Insurance Brokers - Insurance Agent Image
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11+ YEARS ON TBR
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MCDOUGALL INSURANCE & FINANCIAL KINGSTON

321 Concession Street,
Kingston, ON K7K 2B9 Directions

Since 1946

Specialty:

✓Auto ✓Auto Overview ✓Car Discounts ✓Classic Car ✓Experienced Drivers ✓High Risk Car ✓Young Drivers ✓Home ✓Home Overview ✓Home Discounts ✓Condo ✓Cottage ✓Airbnb ✓Renters ✓Builder’s Risk ✓Recreational ✓Recreational Overview ✓Atv ✓Boat ✓Motorcycle ✓Snowmobile ✓Rv and Travel Trailer ✓Life ✓Life Overview ✓Individual Life ✓Individual Health Benefits ✓Travel ✓Flex Group Benefits ✓Group Benefits ✓Critical Illness ✓Disability ✓Long Term Care ✓Mortgage ✓Investment Planning and Financial Planning

"McDougall Insurance & Financial Kingston brokers help you find the coverage important to you and your family. They specialize in the personal lines side of insurance, including home insurance, car insurance, disability insurance, mortgage insurance, life insurance, and recreational insurance. McDougall Insurance professionals and experienced driver insurance brokers have many years of experience and know the ins and outs of the auto industry. They have coverage options available in more industries than any other broker in Eastern Ontario. Their highly trained and professional property insurance brokers and staff will work closely with you to develop a personalized and comprehensive insurance package to protect everything. You can contact them to get a free quote. McDougall Insurance & Financial also provide services to clients in Ajax, Arnprior, Bancroft, Barrie, Barry’s Bay, Belleville, Brighton, Brockville, Carleton Place, Cobourg, Cornwall, Eganville, Embrun, Gananoque, Kemptville, Kingston, Madoc, Markham, Midland, Morrisburg, Napanee, North Bay, Orillia, Oshawa and more.

2026 Highlights: McDougall Insurance & Financial represents more than 50 insurance companies, giving its Ontario brokers access to a broad range of markets."

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License #270059504

Discount:

Save Up to 15% when bundling automobile insurance with home insurance

Contact:

(613) 650-1574 (800) 590-5422

Mon-Fri: 8:30am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

10+ YEARS ON TBR
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GUARDSMAN INSURANCE SERVICES INC.

2447 Princess Street,
Kingston, ON K7M 3G1

Since 1971

Specialty:

✓Home Insurance ✓Auto Insurance ✓Group Insurance ✓Commercial Auto and Fleet Insurance ✓Commercial Property Insurance ✓Business Insurance ✓Life Insurance and Health Insurance

"Guardsman Insurance Services Inc. is a family-owned brokerage that has a strong track record of first attending to their customers and managing their insurance requirements. They strive to serve their clients in plain language, providing individualized solutions and personal communication, as well as home, auto, and business insurance needs. They work with you to design an insurance program that meets your unique needs. Their reliable brokers will work to match you to the right coverage at a highly competitive price. They provide solutions to fit any situation and will work with you to design a comprehensive plan. Guardsman Insurance Services Inc. also has branches in Bancroft, Kingston, Ottawa, Ottawa East and Brockville. Thomas Watson is the president of the brokerage. Guardsman Insurance Services Inc. also provides evening and weekend appointments.

2026 Highlights: Guardsman offers group programs for organizations and communities including the Canadian Armed Forces, Kingston Health Sciences Centre, OPP Veterans and Greater Kingston Chamber of Commerce."

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License #1203076

Discount:

Save up to 40% on combined home and auto premiums for group members

Contact:

(613) 549-8777 (800) 881-2371

Mon-Fri: 8:30am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

3+ YEARS ON TBR
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ACERA INSURANCE

541 Days Road, #4,
Kingston, ON K7M 3R8 Directions

Since 2022

Specialty:

✓Auto Insurance ✓Home Insurance ✓Business Insurance ✓Group Insurance ✓Life Insurance ✓Health Insurance ✓Travel Insurance ✓Farm Insurance ✓Recreational Insurance ✓Specialty Property Insurance and Commercial Insurance

"Acera Insurance is an award-winning, independent insurance brokerage that has been serving communities across the country for over 60 years. By combining their strengths and stability, they’re bringing greater value, expertise and resources to individuals, families and businesses nationwide. As a Canadian company, their local perspectives enable them to better understand their clients’ needs and priorities. They provide professional, impartial advice and negotiate terms with the best interests of their valued clients in mind. Backed by partnerships with over 100 leading insurance providers, they are committed to delivering you the perfect custom coverage for your needs and delivering in ways that work best for you. Over 5000 professionals in over 150+ offices across Canada are available to provide support and guidance wherever you are.

2026 Highlights: Acera Insurance’s combined organization represents approximately $7.2 billion in insurance and employee-benefits premiums. They offer Free Insurance Quotes."

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Discount:

15% Off your auto insurance for OPP Kingston Group Insurance Program

15% Off your home, tenants, or condo insurance for OPP Kingston Group Insurance Program

Contact:

(613) 389-9966 (877) 489-3966

Mon-Fri: 8:30am - 4:30pm
Sat & Sun: closed

TBR® Inspection Report:

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