3 Best Mortgage Brokers in Kamloops, BC

Expert-recommended Top 3 Mortgage Brokers in Kamloops, BC. All of our mortgage brokers actually undergo a rigorous 50-Point Inspection, which includes everything from checking reviews, ratings, reputation, history, complaints, satisfaction, trust and price - all to ensure overall excellence. You deserve only the best!

10+ YEARS ON TBR
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HOUSE & HOME MORTGAGE CO.

258 Seymour Street,
Kamloops, BC V2C 2E5 Directions

Since 2015

Specialty:

✓Purchase Mortgages ✓First Time Home Buyers ✓Repeat Buyers ✓Second Homes / Vacation Property ✓Investment / Rental Properties ✓New Construction ✓Multi-Unit Properties ✓Refinancing ✓Home Improvements Renovate ✓Debt Consolidation ✓Equity Take Out ✓Home Equity Lines of Credit ✓Refinance for Investment ✓Renewal ✓Mortgage Transfer ✓Renegotiate ✓Renew Early ✓Other Mortgages ✓Self-Employed / Stated Income

"House & Home Mortgage Co. is a local, family-run mortgage brokerage with trusted and experienced mortgage brokers. Ryan W. Smith is a mortgage broker who specializes in mortgages, providing tailored solutions for both new home purchases and investment properties. He offers a wide range of mortgage products and provides daily, personalized status updates to his customers throughout the mortgage process. He provides the best mortgage services and products tailored to your needs. He gives the best mortgage service and products to suit your requirements. He strives to provide prompt and efficient services. The foundation of his business is built on understanding his clients' needs for long-term, trustworthy relationships. Ryan offers his clients more choice and access to hundreds of unique mortgage products.

2026 Highlights: House & Home Mortgage Co.'s team maintains strong connections with major financial players."

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Rookie of the Year 2015
License #FM0733194

Discount:

Receive a $100 Rebate Towards your Legal Fees or Appraisal. On Approved Mortgages Only Funded With Ryan W. Smith, Minimum Balance $100,000

[USE CODE: THREEBESTRATED]

Contact:

(250) 682-0908

Mon-Fri: 8:30am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

4+ YEARS ON TBR
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SARAH PARK

MORTGAGE ALLIANCE 1176 Battle Street,
Kamloops, BC V2C 2N5 Directions

Since 2007

Specialty:

✓First-Time Home Buyers ✓Refinances ✓Second Homes and Vacation Properties ✓Purchase Plus Improvements ✓Cashback Mortgage ✓Home Equity Line of Credit ✓Private Financing ✓Construction Loans

"Sarah Park has been a mortgage broker for 19 years and has built her business on customer satisfaction. She has repeatedly proven that she can get clients a great deal on their mortgage, making the process easy and providing high-quality customer service. Sarah offers her expertise to clients looking to build, first-time homebuyers, those planning renovations, or anyone seeking a better mortgage rate. She explains every step of the process so clients understand exactly what to expect and charges no fees on first mortgages. Sarah Park has cultivated a deep understanding of the ever-evolving mortgage landscape, staying up-to-date with industry trends, regulations, and financial markets. Recognizing that each client has unique needs, Sarah takes pride in supporting her customers by providing strategic financial plans tailored to each individual. She has access to volume discounts from their top lenders, meaning you get access to lower mortgage rates and long-term savings. Sarah Park offers trusted guidance for homebuyers, refinances, and property investments.

2026 Highlights: Sarah Park also serves Sun Peaks, Barriere, Chase, and surrounding areas."

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License #FM0512783

Contact:

(250) 819-0433 (250) 374-3010

Mon-Fri: 8:30am - 6pm
Sat & Sun: Closed

TBR® Inspection Report:

9+ YEARS ON TBR
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BGI FINANCIAL

418 St Paul Street,
Kamloops, BC V2C 2J7 Directions

Since 2009

Specialty:

✓ Purchase ✓First Time Buyers ✓Second Homes ✓Rental/Investment/Income Properties ✓Refinance ✓Debt Consolidation ✓Renewals ✓Switch/Transfer ✓Home Equity Lines of Credit (HELOC) ✓Private Loans ✓2nd Mortgages ✓Reverse Loans ✓Fixed ✓Adjustable and Variable Rate Mortgage Loans

"BGI Financial is led by Director Bernard Immel. Bernard and his team have been providing expert, unbiased mortgage solutions to their customers. They are dedicated to providing up-to-date advice and service backed by a commitment to exhausting all options to get you approved. Bernard and his team offer professional guidance throughout the home financing process, along with added strategies that could save you thousands of dollars. They strive to find the best solution to save you the most money by optimizing all areas of your finances. BGI Financial assists individuals, families, the employed, self-employed, and pensioners in optimizing their finances through mortgage insurance and investment strategies. They are licensed professionals, trained at UBC Sauder School of Business & IFSE Institute.

2026 Highlights: For over 15 years, they have helped homebuyers, investors & homeowners make smarter financial decisions."

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Canadian Mortgage Professional Young Guns in 2016
Kamloops This Week Readers Choice Awards in 2018
License #145403

Contact:

(250) 682-8267

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Frequently Asked Questions About Mortgage Brokers in Kamloops, Canada

Carefully selected questions to evaluate important aspects. Comparing the answers helps you choose the service provider that best suits your needs.

1. How do you help clients secure competitive mortgage rates?
House & Home Mortgage Co.
We shop the market so you don’t have to! Because we’re independent brokers, we’re not tied to just one bank we have access to dozens of top lenders, private options, and credit unions. Plus, our team tracks daily rate drops in real time, meaning if pricing improves while we're working on your file, we jump on it to lock in the absolute best rate for your situation.
Sarah Park - MORTGAGE ALLIANCE - Submit now
BGI Financial - Submit now
2. How do you protect client information and financial details? 3. How quickly do you respond to client questions and updates? 4. What qualifications and licenses do you hold in Kamloops? 5. Do you offer mortgage pre-approval services? 6. How do you provide updates during the mortgage process? 7. What is your fee range for your mortgage broker services in Kamloops? 8. How do you help clients overcome financial challenges? 9. How do you maintain relationships with lenders and partners? 10. How many mortgage approvals do you complete each month?
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