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BEST RATED HAMILTON, ON LICENSED INSOLVENCY TRUSTEES FR

3 Best Licensed Insolvency Trustees in Hamilton, ON

Expert-recommended Top 3 Licensed Insolvency Trustees in Hamilton, ON. All of our bankruptcy trustees actually undergo a rigorous 50-Point Inspection, which includes everything from checking reviews, ratings, reputation, history, complaints, satisfaction, trust and price - all to ensure overall excellence. You deserve only the best!

Billy Martell - Hamilton, ON Licensed Insolvency Trustees - Trustee Image
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Hamilton licensed insolvency trustee Billy Martell - HOYES, MICHALOS & ASSOCIATES INC. HAMILTON video
8+ YEARS ON TBR
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BILLY MARTELL

(4.9 Score)
HOYES, MICHALOS & ASSOCIATES INC. HAMILTON
1030 Upper James Street, Suite 301,
Hamilton, ON L9C 6X6 Directions

Since 2007

Specialty:

✓Consumer Proposals ✓Personal Bankruptcy ✓Credit Counselling ✓Debt Consolidation ✓Debt Settlement ✓Debt Management ✓Tax Debt Relief ✓Student Loan Debt Relief ✓Wage Garnishment Assistance ✓Collection Call Assistance ✓Creditor Arrangements ✓Asset Protection ✓Outstanding Bill Payments ✓Personal Loans ✓Lines of Credit ✓Installment Loans ✓Bank Loans

"Billy Martell has helped individuals struggling with debt to get a fresh start for over 14 years. He has provided debt solutions to many clients over the years. His goal is to ensure that you make an informed decision and leave with a customized plan tailored to your situation. He and his knowledgeable, experienced team will help clients build a plan to become debt-free. Billy Martell is a Licensed Insolvency Trustee and Consumer Proposal Administrator at Hoyes, Michalos & Associates, which was founded in 1999. The firm has helped more than 200,000 residents of Ontario get out of debt. The federal government licenses all its trustees to provide debt advice, consumer proposals, and bankruptcy services. The team of professional, accredited debt experts offers caring, confidential, friendly advice custom-tailored to your situation. Call them today for your debt-free plan. Hoyes, Michalos & Associates Inc. provides debt solution services in 24 locations and offers the convenience of phone and video-conferencing services in 19 locations. They offer a free, confidential consultation.

2026 Highlights: Hoyes, Michalos has a 99% success rate for consumer proposals they file. They work with you to craft an offer you can afford."

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Contact:

(905) 777-0770 (866) 747-0660

Mon-Thu: 8am - 6pm
Fri: 8am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

BDO Debt Solutions Hamilton - Hamilton, ON Licensed Insolvency Trustees - Trustee Image
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Hamilton licensed insolvency trustee BDO Debt Solutions Hamilton video
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BDO DEBT SOLUTIONS HAMILTON

(4.8 Score)
845 Upper James Street, Unit 236A,
Hamilton, ON L9C 3A3 Directions

Since 1958

Specialty:

✓Credit Counselling ✓Budgeting ✓Debt Consolidation ✓Debt Management ✓Debt Settlement ✓Consumer Proposals ✓Bankruptcy

“2026 Highlights: BDO Debt Solutions Hamilton debt experts are ready to listen to your story and make sure you understand all the options available to you. Michael Comrie is the Licensed Insolvency Trustee of BDO Debt Solutions Hamilton. Michael serves the North York and GTA region. He has over 15 years of experience in the insolvency industry helping individuals overcome their financial difficulties. Michael helps people deal with debt wisely by explaining all options for debt relief, allowing them to choose the best solution for themselves and their family. Michael previously worked for several years in the credit counselling industry as a credit counsellor. Michael volunteers his time to teach budgeting seminars to newcomers to Canada, seniors, and students enrolled in English as a second language courses. With 100+ offices and 60+ years of experience, they are ready to help in your local community. You can contact them to get a free consultation.”

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Contact:

(905) 388-2253

Mon-Fri: 8:30am - 7pm
Sat & Sun: Closed

TBR® Inspection Report:

Trevor B. Pringle - Hamilton, ON Licensed Insolvency Trustees - Trustee Image
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Hamilton licensed insolvency trustee Trevor B. Pringle - SPERGEL HAMILTON video
5+ YEARS ON TBR
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TREVOR B. PRINGLE

(4.7 Score)
SPERGEL HAMILTON 21 King Street West, Suite 1602,
Hamilton, ON L8P 4W7 Directions

Since 2002

Specialty:

✓Personal Bankruptcy ✓Insolvency ✓Filing for Bankruptcy ✓Credit Card Debt ✓Student Loans ✓Consumer Proposals ✓Credit Counselling ✓Managing Rising Interest Rates ✓Stop Wage Garnishment ✓Debt Management ✓Life After Bankruptcy ✓Monthly Budgeting ✓Debt Consolidation and Recovery ✓Restructuring of Businesses ✓CRA and Tax Debts ✓Collection Agencies ✓Debt Solutions ✓Line of Credit Debt ✓Mortgage Debt ✓Payday Loan Debt ✓Small Business Debt ✓Student Loan Debt ✓Wage Garnishment ✓Collection Calls

"Trevor B. Pringle is a Licensed Insolvency Trustee and has been providing debt relief services in Hamilton and Southwestern Ontario for over 20 years. He is also a Chartered Insolvency and Restructuring Professional and Certified Fraud Examiner. He is known for his practical approach, innovative problem-solving, and strong belief in providing the best client experience possible. The media often quoted and interviewed him for his extensive corporate and personal insolvency experience. Trevor is a LIT in Spergel. The firm provides personalized debt solutions that will stop the cycle of paying for past debts so that you can focus on building a stronger financial future. The team answers all of your debt questions and provides options that work. Spergel has helped over 100,000 people become debt-free for over 30 years. Spergel's 34 locations are open evenings and weekends to accommodate your schedule. Spergel Hamilton offers a free consultation.

2026 Highlights: Spergel has offices in Ontario, British Columbia, Alberta, Saskatchewan, Manitoba, Quebec, and the Maritimes."

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Price:

Bankruptcy
Base Contribution Minimum $1,800
Consumer Proposal
Filing Fee $1,500

Contact:

(905) 527-2227 (877) 557-7367

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

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BILLY MARTELL - HOYES, MICHALOS & ASSOCIATES INC. HAMILTON REVIEWS

I recently reached out to this establishment for help with my debt.....I was so ashamed and worried and stressed when I met with Billy....I will tell you after that very first meeting I wished had reached out sooner....I was shown empathy about my situation and the utmost respect right from the start....I am now on my way to fixing and resolving my debt issue....a big thank you to Billy and the hoyes michalos association for being there for me when I needed help the most..... anyone out there who has the same problem that I had.... don't be afraid to reach out they really do help you.

One of the easiest and painless experiences ever! ... Billy explained everything very well, answered the questions I had, and has answered any questions I've had since. I feared it would be scary and take so long, but HM&A made it super duper easy, and stress free. HIGHLY recommend these lads for anyone considering Consumer Proposal. I have no regrets at all with my choice, best decision all around I've made in regards to my financial situation.

My experience with Billy was extremely satisfying! Everything was clearly explained to me and I would highly recommend this firm and staff! Having money issues. Hoyes, Michalos & Associates are the people to call.

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BDO DEBT SOLUTIONS HAMILTON REVIEWS

I just started as a client of BDO but the whole set up process was amazing, and informative. Jamie took her time and explained everything in detail. Going in i was stressed and overwhelmed but i left feeling so much better and like i was finally going to have some relief. I also had a few moments to speak with Paul who was also very welcoming and took his time explaining everything. i am so thankful to have found BDO and would 10/10 recommend them to anyone!! Thank you BDO.

Jamie Perks was awesome in explaining the process and what's expected of me in great detail. Answered all my questions with no judgment and made me feel confident in the process and the end result. When Paul joined the conference call he reassured me of all of what Jamie explained. If you have issues with financial debt, I highly recommend speaking to a BDO advisor. There are solutions and they will help you.

I was apprehensive to contact BDO at the beginning because this is new territory for me. However, Jamie took the time to explain all my options and was able to answer all my questions. She and her team are very professional, reassuring, and understanding. I am glad I chose them to help me deal with my financial questions/solutions.

TREVOR B. PRINGLE - SPERGEL HAMILTON REVIEWS

To me Spergel is a 10 out of 10. From the time of my 1st phone call to the day I had my video interview..they explained and helped me with the right decision to make. Very friendly and helpful to any questions or concerns that I had. I was not nervous when speaking to them. They make you feel comfortable and positive about the decision you are making. They also make it very affordable. Thank You Spergel.

The service I received was excellent from the first phone consultation and followed through the entire process. Reaching out to Spergel was the best decision during this difficult time. Thank you Sarah for the great support! Your understanding of my situation made all the difference. Thank you to the entire team.

From day one everyone at Spergel was incredibly helpful, remarkably patient and always available to answer (many!) questions. They made what could have been a difficult, if not downright terrible process virtually seamless. Hats off... and special thanks to T.O. (they are lucky to have you).

TBR® Inspection Score Report

BILLY MARTELL - HOYES, MICHALOS & ASSOCIATES INC. HAMILTON Total Inspection Points: 117/120
Business Images: 9
Complete Info: 9
Current Evaluation: 9
Acknowledgments: 10
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Review Analysis: 10
Reviews Accuracy: 10
Reviews Study: 10
Website Standard: 10

TBR® Inspection Score Report

BDO DEBT SOLUTIONS HAMILTON Total Inspection Points: 115/120
Business Images: 8
Acknowledgments: 9
Complete Info: 9
Current Evaluation: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Review Analysis: 10
Reviews Accuracy: 10
Reviews Study: 10
Website Standard: 10

TBR® Inspection Score Report

TREVOR B. PRINGLE - SPERGEL HAMILTON Total Inspection Points: 113/120
Acknowledgments: 8
Business Images: 9
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy: 10
Website Standard: 10

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