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BEST RATED ST. JOHN'S, NL FINANCIAL SERVICES FR

3 Best Financial Services in St. John's, NL

Expert-recommended Top 3 Financial Services in St. John's, NL. All of our Financial Advisors actually undergo a rigorous 50-Point Inspection, which includes everything from checking reviews, ratings, reputation, history, complaints, satisfaction, trust and price - all to ensure overall excellence. You deserve only the best!

Ryco Financial - St Johns, NL Financial Services - Portrait
Ryco Financial - St Johns, NL Financial Services - Company Logo
St Johns financial service Ryco Financial video
7+ YEARS ON TBR
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RYCO FINANCIAL

(4.9 Score)
125 Kelsey Drive, Suite 200, Bristol Court,
St. John's, NL A1B 0L2 Directions

Since 1991

Specialty:

✓Life Insurance ✓Health Insurance ✓Travel Insurance ✓Disability Insurance ✓Critical Illness Protection ✓Registered Retirement Plans (RRSP ✓RRIF) ✓Locked-in Retirement Account (LIRA) ✓Registered Education Savings Plan (RESP) ✓Tax-free Savings Account (TFSA) ✓Estate Planning ✓Business Succession Planning ✓Wills ✓Beneficiary Designations ✓Powers of Attorney ✓Trusts ✓Tax Strategies ✓Charitable Gifts ✓Retirement Planning ✓Group Benefits ✓Group Retirement ✓Group Pension ✓Competitive Employee Benefits ✓Business and Key-person Insurance ✓Banking Solutions ✓Mortgage Options ✓Investment Solutions

"Ryco Financial President and Founder Frank P. Ryan has been successful in financial services for over 35 years, holds the 5-Star Master Builder designation with Manulife Financial, and is a Qualifying and Lifetime Million Dollar Round Table (MDRT) member. Frank P. Ryan works with his clients to achieve their financial goals by advising them on investments and insurance planning. He provides advice on group insurance and retirement solutions for his corporate clients. At Ryco Financial, the team helps clients and their families implement financial solutions to protect their loved ones, hard-earned salaries, and financial goals. They help their clients by recommending only the best products suitable for them and their unique situation, then monitoring them over time as their situation evolves. They aim to work with clients to align their financial goals and aspirations with professional financial strategies. They work with their clients to understand their life, career, and retirement goals and build a financial plan to meet their unique goals.

2026 Highlights: Ryco Financial offers a plan uniquely tailored to you and helps you understand where your money will come from and when you’ll be able to access it."

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St. John's Consumer Choice Award - Financial Planning 2025 - 2026
License #94321

Contact:

(709) 722-4100

Mon-Fri: 8:30am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Ash Tree Financial Inc. - St Johns, NL Financial Services - Portrait
Ash Tree Financial Inc. - St Johns, NL Financial Services - Office Image
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ASH TREE FINANCIAL INC.

(4.8 Score)
57 Old Pennywell Road,
St. John's, NL A1E 6A8 Directions

Since 2016

Specialty:

✓Individual Savings ✓Individual Insurance ✓Individual Lending ✓Group Benefits ✓Group Savings ✓Financial Planning ✓Financial Security Planning ✓Insurance Needs Analysis ✓Retirement Planning

“2026 Highlights: Ash Tree Financial Inc. mission is to ensure that no matter what life brings, your financial plan is strong enough to help you withstand those risks and stay on course. Kent Nash is the resident and Financial Planner of Ash Tree Financial Inc. He holds both the Chartered Life Underwriter (CLU) and Certified Financial Planner (CFP) designations and has been a consistent Million Dollar Round Table (MDRT) member since 2016, ranking among the top financial advisors in Canada. Ash Tree Financial Inc. has been the preferred financial planning provider for the Pharmacists’ Association of Newfoundland and Labrador (PANL) since 2017, supporting nearly 1,000 members with tailored financial strategies.”

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License #20-77-AS230-2

Contact:

(709) 743-5611

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Riche Financial Group - St Johns, NL Financial Services
Riche Financial Group - St Johns, NL Financial Services
Riche Financial Group - St Johns, NL Financial Services
St Johns financial service Riche Financial Group video
9+ YEARS ON TBR
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RICHE FINANCIAL GROUP

(4.8 Score)
64 Airport Road, Suite 100,
St. John's, NL A1A 4Y3 Directions

Since 2021

Specialty:

✓Financial Planning ✓Retirement Planning ✓Estate Planning ✓Tax Planning ✓Portfolio Analysis ✓Insurance Analysis ✓Investments ✓Retirement ✓Income Taxes ✓Your Child's Education ✓Your Legacy ✓Running a Business ✓Protecting Your Family ✓Mutual Funds ✓Exempt Market Products ✓Exchange Traded Funds

"Riche Financial Group offers a comprehensive range of services tailored to your financial and insurance needs. Riche Investments' Chief Executive Officer and Certified Financial Planner is Roch P. Martin. He has honed his expertise throughout his 25-plus years in the industry, earning coveted designations, including Certified Financial Planner, Chartered Life Underwriter, and Certified Health Insurance Specialist. At Riche Investments, the team continually strives to see every client realize their financial dreams. Whether you want to save for a new home or retirement, protect your family from money problems, or manage your investments, they have the skills and tools to help you. Their primary goal is to assist each client in meeting their unique financial goals. They strive to make rock-solid recommendations that meet clients' needs and risk tolerance. People start preparing for their retirement at different life stages. They are committed to providing personalized strategies that help protect your wealth, manage risk, and achieve your long-term financial goals.

2026 Highlights: Riche Financial Group takes a personalized approach to every client, tailoring their services to align with your specific objectives and preferences."

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Contact:

(709) 753-7424

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

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RYCO FINANCIAL REVIEWS

My family and I were in need of an advisor that we could trust with our savings, and had the capacity to support our retirement goals. Our previous advisor lacked transparency and didn’t quite provided the sense of comfort we were looking for. After some research and peer recommendations, I reached out to Ryco and Frank Ryan. It’s been two years since we transitioned our assets to Frank’s control and we have been more than impressed. Very knowledgeable, excellent customer service, and top tier returns. I would highly recommend reaching out to the Ryco team to assist with securing your financial future.

I am not the type of person who typically writes reviews, but I have had such a positive experience with Darren and Ryco that I wanted to share for others who are looking into this company. When I started with them I had a small work RSP I had to roll into a private fun and wanted to open a modest RESP for my son. I was by no means a wealthy man at that time and they have treated me like a millionaire every time I walk through the door. Darren takes the time to answer any and all questions about taxation, finance, savings, retirement and everything that goes along with it. It is like talking to old friend who is very knowledgeable in finance. Every time time I leave the office I have learned something about personal finance and have more clarity about my future. If you are getting to the stage of your life you want to save for the future, or a looking for a change from your current advisor, I would highly recommended talking Darren and his team. DT.

We have had such a fantastic experience with Frank Jr and the rest of the staff at Ryco! They really go above and beyond to make sure your needs, and goals are being met. We came to them looking for someone we could trust with our savings, and also someone who would make us feel comfortable in the process. Ryco has certainly done all of those things. The staff there are so pleasant, and knowledgeable. If you are looking for a financial advisor, we highly recommend giving Ryco a call.

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ASH TREE FINANCIAL INC. REVIEWS

Cannot say enough good things about Kent! I am someone who knows nothing about financial planning and what is involved. He took his time, explained everything to me, and met me where I was. I was not someone with a whole lot of money to invest, but he treated me like an equal, and helped me feel comfortable and supported. I had met with people in the past that I felt pressured to invest in things I had no idea about and when I asked questions I was simply told it was a good idea. Not with Kent, he truly cares about his clients and works with you where you are in your financial journey. I cannot recommend him enough.

Kent has been our family’s financial advisor for years, and the experience has been outstanding. I started as a client, then both of my sons became clients, and eventually my husband did as well. Kent takes the time to explain everything clearly, provides honest advice, and genuinely cares about helping us achieve our financial goals. We have complete confidence in his guidance and would highly recommend him to anyone looking for a knowledgeable and trustworthy financial advisor.

Started working with Kent this past year , as my first time using a financial advisor and investing. He is very knowledgeable on the subject, always points me in the right direction and is very quick to respond to any emails I send his way. I trust his opinions and look forward to continuing with him.

RICHE FINANCIAL GROUP REVIEWS

Joe and Jamie are great guys who spent a lot of time sharing information and financial advice with me prior to signing on with them. I was so impressed by the way they conducted themselves, that I gave them all of my business. If you are looking for relevant, reliable advice in our constantly changing markets, these guys can and will take care of you.

I have been a client of Riche Investments for years and they have always given me excellent advice and client servicing. I recommend them to all my closet friends looking for investment planning and advice. Couldn't be more satisfied with my experience.

I have worked with Joe and Jamie for some time and have found them to be knowledgeable, professional and extremely trustworthy.

TBR® Inspection Score Report

RYCO FINANCIAL Total Inspection Points: 118/120
Business Hours: 9
Business Images: 9
Contact Info: 10
License: 10
Exact Services: 10
Experience: 10
Legitimate Ratings: 10
Location Proximity: 10
Review Analysis: 10
Reviews Accuracy: 10
Videos: 10
Website Standard: 10

TBR® Inspection Score Report

ASH TREE FINANCIAL INC. Total Inspection Points: 115/120
Complete Info: 8
Business Images: 9
Current Evaluation: 9
Experience: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Online Appointment: 10
Reviews Accuracy: 10
Website Source: 10
Website Standard: 10

TBR® Inspection Score Report

RICHE FINANCIAL GROUP Total Inspection Points: 114/120
Experience: 7
Business Hours: 9
Complete Info: 9
Current Evaluation: 9
Business Images: 10
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy: 10
Videos: 10
Website Standard: 10

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