3 Best Mortgage Brokers in Nanaimo, BC

Expert-recommended Top 3 Mortgage Brokers in Nanaimo, BC. All of our mortgage brokers actually undergo a rigorous 50-Point Inspection, which includes everything from checking reviews, ratings, reputation, history, complaints, satisfaction, trust and price - all to ensure overall excellence. You deserve only the best!

9+ YEARS ON TBR
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OCEANVALE MORTGAGE & FINANCE

4535 Uplands Drive, Suite 102,
Nanaimo, BC V9T 6M8 Directions

Since 2016

Specialty:

✓Home Purchase Mortgages ✓Mortgage Refinancing ✓Mortgage Renewals ✓Construction Loans ✓Purchase Plus Improvement ✓Cash-Back Mortgages ✓Self-Employed Mortgages ✓Investment Property Mortgages ✓Reverse Mortgages ✓Fixed-Rate Mortgages ✓Variable-Rate Mortgages ✓HELOC ✓Private Mortgages ✓Second Mortgages ✓Commercial Lending ✓Bridge Financing ✓Mortgage Pre-Qualification

"Oceanvale Mortgage & Finance is owned by Nolan Smith. Nolan has been in the mortgage finance industry since 2007. His career started at a finance company that dealt with a complex demographic of borrowers. Nolan spent a few years sitting on a national board for Mortgage Professionals Canada, which boasts 12,000+ members Canada-wide, and sometimes sitting on a loan committee for Community Futures to help adjudicate small business loans. Kaity Smith brings to Oceanvale Mortgage & Finance 13 years of experience in the Financial Services industry. The team combines the service and accessibility of a bank with the network of a full-service brokerage house. They have access to over 50 lenders that can collectively offer every mortgage and lending product above the ocean. Oceanvale Mortgage & Finance works in your best interests and offers honest, unbiased advice and opinions based on the best solution for you. They look at each client's lending market and recommend only the best options. Whether you're a first-time home buyer, looking to refinance your mortgage, or having upcoming renewals with your current mortgage lender, their mortgage team will do everything possible to ensure you're satisfied with the outcome. They search the entire lending market on your behalf and present only the best, most competitive options.

2026 Highlights: From first-time homebuyers to seasoned investors, they pride themselves on offering personalized service, clear communication, and outstanding results."

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License #779579127 | #142403

Contact:

(250) 591-5556

Mon-Fri: 9am - 5pm
Sat: 11am - 5pm
Sun: Closed

TBR® Inspection Report:

8+ YEARS ON TBR
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BILL FRASER

VISLAND MORTGAGES 5800 Turner Road, Suite 604,
Nanaimo, BC V9T 6J4 Directions

Since 2017

Specialty:

✓First-Time Home Buyer Mortgages ✓New Home Purchases ✓Investment Property Mortgages ✓Mortgage Refinancing ✓Debt Consolidation ✓Home Equity Line of Credit ✓Second Home Mortgages ✓Commercial Mortgages ✓Alternative Lending ✓Private Lending ✓Self-Employed Mortgages

"Bill Fraser has over 20 years of experience working in the financial industry. Due to his comprehensive experience and knowledge, he works efficiently with all lenders, including banks, credit unions, trust companies, financial institutions, and mortgage investment companies. He commits to working on your behalf to find the best mortgage for your needs. Bill Fraser receives preferred rates and corporate volume bonuses that translate into better rates for his clients, and he operates with loyalty, confidence, and a commitment to quality. Bill Fraser knows how to negotiate with lenders to get their clients approved with the lowest interest rates and best mortgage terms. Bill Fraser works for you and has access to upwards of 230 lending institutions. Visland Mortgages offers a no-fee service for conventional lending options. Bill Fraser and his team stay up to date with technology and industry changes for your peace of mind.

2026 Highlights: As a licensed mortgage expert, Bill Fraser listens to your needs and answers your questions."

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Platinum Award in 2017 & 2018
Top 10% DLC Canadian Brokers - Diamond Award in 2018 & 2019
Mortgage Architects Presidents Gold Club Top 5% in 2021
Mortgage Architects Presidents Gold Club in 2020
Mortgage Architects A Better Way Ambassador Award in 2020
License #BC1109944

Discount:

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[USE CODE: THREEBESTRATED]

Contact:

(250) 739-3837

Mon-Fri: 9am - 5:30pm
Sat & Sun: Closed

TBR® Inspection Report:

8+ YEARS ON TBR
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INVIS-NANAIMO'S MORTGAGE EXPERTS

A-5107 Somerset Drive,
Nanaimo, BC V9T 2K5 Directions

Since 1992

Specialty:

✓Purchases ✓Refinances ✓Renewal Negotiation ✓Self-Employed ✓Divorce and Separation ✓New to Canada ✓Construction ✓Home Equity ✓Helping to Rebuild Credit ✓Renovations ✓Purchase Plus Improvements ✓First-Time Home Buying ✓Chip Reverse Mortgage ✓Commercial ✓Land Developers ✓Second Home or Vacation Properties ✓Debt Consolidation ✓Private Financing ✓Lines of Credit ✓Bridge Financing ✓Leasing Services ✓Mortgage Insurance ✓Equity Lending ✓Alternative Lending ✓Credit Cards

“ Invis-Nanaimo's Mortgage Experts, proudly aligned with Invis Inc., have been a Nanaimo staple since 1992. With over three decades of local service, they have established a trusted reputation for helping clients navigate the mortgage process. Invis provides them with the support and resources they need, allowing their team to focus on what truly matters–getting your financing completed with ease and securing the best possible mortgage product for you. Sharon Fauchon, with over 36 years of experience, consistently delivers the lowest rates and the best mortgage solutions. Known for her exceptional reputation in the Nanaimo community, Sharon’s passion lies in understanding her clients’ needs and ensuring their financial success, offering personalized care from start to finish. Jose Muro, who brings over 8 years of experience as a mortgage consultant, holds a BBA in Finance from VIU. His background as a team player in soccer enhances his collaborative approach, helping clients feel heard and supported every step of the way. Jose’s integrity and commitment to building honest relationships make him an invaluable member of the team. Together, Sharon and Jose lead Invis-Nanaimo's Mortgage Experts with a shared focus on excellence, integrity, and client satisfaction. Whether you’re a first-time homebuyer, refinancing, renewing or consolidating debt, they take pride in providing a hassle-free, personalized experience. Their team ensures you get the best rates and terms, every time. Invis-Nanaimo's Mortgage Experts is your trusted partner for mortgage services in Nanaimo, a company you can count on for over 32 years. They offer ThreeBestRated inquiries by covering appraisal costs and no fees or costs to clients (unless private financing is required).”

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National Top Team 2020 to 2023
Top 10% for National Teams 2022
Top 20% for National Teams 2020, 2021 & 2023
License #502117

Contact:

(250) 758-1200

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Frequently Asked Questions About Mortgage Brokers in Nanaimo, Canada

Carefully selected questions to evaluate important aspects. Comparing the answers helps you choose the service provider that best suits your needs.

1. How do you help clients secure competitive mortgage rates?
Oceanvale Mortgage & Finance
Oceanvale Mortgage & Finance - Submit now
Bill Fraser - VISLAND MORTGAGES
Answer from BILL FRASER - VISLAND MORTGAGES
At Visland Mortgages, we leverage our network of over 50 major banks, credit unions, and private lenders to shop the market on your behalf. Rather than settling for a standard bank offer, we compare rate options, term lengths, and lender conditions to match your exact financial goals, ensuring you secure the most competitive rate available with terms tailored to your needs.
Invis-Nanaimo's Mortgage Experts
Answer from INVIS-NANAIMO'S MORTGAGE EXPERTS
As a broker with Invis-Nanaimo’s Mortgage Experts, I have access to dozens of lenders: the big banks, credit unions, monoline lenders, and alternative and private lenders. I compare the full picture, including the term, prepayment privileges, penalty calculations, and portability, then shop the file to the lenders that best fit each client’s situation. Because Invis places a high volume of mortgages across Canada, I can often access rate offers that aren’t available to someone walking into a single bank branch in Nanaimo. Our deep relationships with our lending partners along with the volume we do guarantee that we can access the best possible rates.
2. How do you protect client information and financial details? 3. How quickly do you respond to client questions and updates? 4. What qualifications and licenses do you hold in Nanaimo? 5. Do you offer mortgage pre-approval services? 6. How do you provide updates during the mortgage process? 7. What is your fee range for your mortgage broker services in Nanaimo? 8. How do you help clients overcome financial challenges? 9. How do you maintain relationships with lenders and partners? 10. How many mortgage approvals do you complete each month?
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