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BEST RATED OSHAWA, ON LICENSED INSOLVENCY TRUSTEES FR

3 Best Licensed Insolvency Trustees in Oshawa, ON

Expert-recommended Top 3 Licensed Insolvency Trustees in Oshawa, ON. All of our bankruptcy trustees actually undergo a rigorous 50-Point Inspection, which includes everything from checking reviews, ratings, reputation, history, complaints, satisfaction, trust and price - all to ensure overall excellence. You deserve only the best!

Colin Boulton - Oshawa, ON Licensed Insolvency Trustees - Trustee Image
Colin Boulton - Oshawa, ON Licensed Insolvency Trustees - Team Image
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Oshawa licensed insolvency trustee Colin Boulton - SPERGEL Oshawa video
8+ YEARS ON TBR
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COLIN BOULTON

(4.9 Score)
SPERGEL OSHAWA 187 King Street East, Suite 103,
Oshawa, ON L1H 1C2
Directions

Since 1996

Specialty:

✓Consumer Proposals ✓Personal Bankruptcy ✓Credit Counselling ✓Debt Consolidation ✓Credit Card Debt ✓CRA Tax Debt ✓Debt Relief ✓Line of Credit Debt ✓Mortgage Debt ✓Payday Loan Debt ✓Small Business Debt ✓Student Loan Debt ✓Wage Garnishment ✓Business Debt Solutions ✓Business Advisory ✓Insolvency ✓Receivership ✓Restructuring

"Colin Boulton is a Licensed Insolvency Trustee at Spergel and has been helping people solve financial problems for over 20 years. He has a wealth of experience and expertise in business and personal matters. Colin and his team answer any questions that will help you decide what that plan should be and help you make an informed decision about your debt relief plan. Spergel has been a firm specializing in Licensed Insolvency Trustees and consumer proposals for over 35 years. The firm has helped over 100000 people become debt-free. The Spergel firm's dedicated and caring local team in Oshawa will always be by your side until you achieve your debt freedom goal. You'll always have the same local person helping you through your proposal. They value your time, and you can schedule your appointments seven days a week. Colin Boulton specializes in both business and personal matters. The firm has LITs who are fully accredited by the Office of the Superintendent of Bankruptcy (OSB) and have completed the rigorous Chartered Insolvency and Restructuring Professional (CIRP) qualification program. They provide a free consultation at any of their locations across Canada.

2026 Highlights: Spergel also has over 40 Spergel offices across Canada. They also offer evening and weekend appointments."

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Price:

Bankruptcy $1800

Contact:

(905) 721-8251 (877) 557-7367

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Hoyes, Michalos & Associates Inc. Oshawa - Oshawa, ON Licensed Insolvency Trustees - Trustee Image
Hoyes, Michalos & Associates Inc. Oshawa - Oshawa, ON Licensed Insolvency Trustees - Logo
Oshawa licensed insolvency trustee Hoyes, Michalos & Associates Inc. Oshawa video
11+ YEARS ON TBR
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HOYES, MICHALOS & ASSOCIATES INC. OSHAWA

(4.8 Score)
419 King Street West, Oshawa Executive Centre, Suite 202,
Oshawa, ON L1J 2K5
Directions

Since 1999

Specialty:

✓Consumer Proposal ✓Bankruptcy ✓Credit Counselling ✓Debt Consolidation ✓Debt Settlement ✓Credit Card Debt ✓Personal Loans ✓Lines of Credit ✓Installment Loans ✓Bank Loans ✓Payday Loans ✓Outstanding Bill Payments ✓Tax Debts ✓Student Loans ✓Income Tax Debt ✓HST ✓GST and Other Tax Debts

"Hoyes, Michalos & Associates Inc. Oshawa is a licensed Debt Relief firm with over 20 years of experience helping people get out of debt. The Canadian government licenses the firm to provide Consumer Proposal, Bankruptcy and Credit Counselling services. Hoyes Michalos’ mission is to give you a fresh financial start and help you rebuild your finances. The team of professional, accredited debt experts provides caring, confidential, friendly advice custom-tailored to your situation. Their licensed professionals always tailor their recommendations to your specific situation. Hoyes, Michalos & Associates Inc. has helped more than 200,000 residents of Ontario get out of debt. J. Douglas Hoyes and Ted Michalos are the founders of this firm. The firm provides debt solution services in 24 locations and offers the convenience of phone and video-conferencing services in 19 locations. They provide free initial consultations to explain all your debt relief options.

2026 Highlights: Hoyes, Michalos & Associates Inc. Oshawa also offers flexible appointment times."

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Contact:

(905) 448-3818 (866) 747-0660

Mon-Thu: 8am - 6pm
Fri: 8am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Harris & Partners Inc. - Oshawa, ON Licensed Insolvency Trustees - Logo
Oshawa licensed insolvency trustee Harris & Partners Inc. video
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HARRIS & PARTNERS INC.

(4.8 Score)
111 Simcoe Street North,
Oshawa, ON L1G 4S4 Directions

Since 1964

Specialty:

✓Consumer Proposals ✓Personal Bankruptcy ✓Debt Consolidation ✓Credit Counselling ✓Debt Relief for Businesses ✓Corporate Bankruptcy ✓Corporate Insolvency ✓Division 1 Proposal ✓Debt Relief Services ✓Debt Relief for Individuals

“2026 Highlights: Harris & Partners Inc. provides debt relief services, including consumer proposals, personal bankruptcy, debt consolidation and credit counselling. With over 60 years of expertise, they specialize in bankruptcy services and debt solutions tailored to your needs. Their Trustees offer professional guidance to help you navigate through challenging financial situations. Their100+ years of combined experience and strong creditor relationships help you get your consumer proposal approved. Harris & Partners Inc. also has branches in Markham, Barrie, Brantford, Hamilton, Kitchener-Waterloo, Oshawa, Ottawa, Pickering, St. Catharines, North York, Toronto or Brampton.”

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Contact:

(905) 438-9799

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

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COLIN BOULTON - SPERGEL OSHAWA REVIEWS

I felt alot of shame doing a debt proposal, however, it was this or bankruptcy. The consultants helped me to feel proud that I was taking control and tackling my situation. One year into proposal, I have made progress, kept up with my payments, and am able to have a small savings for emergencies. The stress I felt daily is gone and its been life changing. Very friendly staff, with great tips and advice for rebuilding credit and moving forward. Angela Marquis spoke to me as a friend & I appreciate that.

Msi Spergel Inc. was my trustee whom handled my Consumer Proposal. They made this emotionally draining process more comfortable for me and facilitated the required two finance counselling sessions effective and efficiently. Each member that I contacted wra courteous, friendly and satisfied all my needs. I will highly recommend , Msi Spergel inc. as a great Trustee for any consumer proposal plan.

Absolutely great people to deal with. They make it an easy process with no judgement just help.

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HOYES, MICHALOS & ASSOCIATES INC. OSHAWA REVIEWS

Brian McIlmoyle at Hoyes has been tremendous in helping me navigate my way back through the credit red tape. He has been very attentive to my situation and guiding me through the whole process. Thanks to him and the service provided at hoyes, I am back on track and doing well. Would definitely reccomend here if anyone has had a similar issue with creditors and debts.

Brian was great ! Explained everything I needed to know very thoroughly and answered all my questions . Communication was very quick and efficient. I didn’t feel uncomfortable talking about my debt at all . I highly recommend to use Hoyes and Michalos.

The last installment on our proposal was on Monday. Everyone at Hoyes was ultra professional, friendly, and accommodating. We could not have been in better hands, although I wish to never see them again LOL! Thank you to a great team.

HARRIS & PARTNERS INC. REVIEWS

I cannot thank Harris Partners, my Trustee Rob as well as Samual enough for their exceptional help with my consumer proposal. From the very first consultation, their team demonstrated professionalism, compassion, and a deep understanding of my financial situation. They guided me through every step of the process, answering all my questions and providing reassurance during a challenging time. Thanks to their expertise and support, I now feel a sense of financial freedom I hadn’t experienced in years. They didn’t just help me with my debts—they helped me regain control of my life. If you’re looking for a trustworthy and supportive company to assist you with your financial struggles, I highly recommend Harris Partners.

Harris and Partners have been so easy to work with. They understand how hard it is for many of us to climb out of debt. They have made me feel better about my future and ability to live comfortably. I am just at the beginning of my journey to a better, stress free life. Thank you.

Service was great, they gave me all the information I needed and the process was completed so smoothly. I really appreciated the two people who helped me my trustee Joshua Harris and Yassan at Harris & Partners. 100% would recommend.

TBR® Inspection Score Report

COLIN BOULTON - SPERGEL OSHAWA Total Inspection Points: 117/120
Business Images: 9
Complete Info: 9
Current Evaluation: 9
Acknowledgments: 10
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Review Analysis: 10
Reviews Accuracy: 10
Reviews Study: 10
Website Standard: 10

TBR® Inspection Score Report

HOYES, MICHALOS & ASSOCIATES INC. OSHAWA Total Inspection Points: 116/120
Business Images: 8
Acknowledgments: 9
Complete Info: 9
Contact Info: 10
Current Evaluation: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Review Analysis: 10
Reviews Accuracy: 10
Reviews Study: 10
Website Standard: 10

TBR® Inspection Score Report

HARRIS & PARTNERS INC. Total Inspection Points: 115/120
Acknowledgments: 9
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Emblem: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy: 10
Website Standard: 10

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